Bank Holidays for Lohri, Makar Sankranti 2025: Check State-Wise Closures and Full January Holiday List

"While Lohri is not a bank holiday, Makar Sankranti triggers closures in select states. Here's a detailed breakdown of January's 13 bank holidays."

January 12, 2025: The start of the new year brings festivities and holidays across India, including Lohri and Makar Sankranti, celebrated on January 13 and 14, 2025, respectively. However, bank holiday observances for these festivals vary across states. Here’s what you need to know.

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Are Banks Closed for Lohri and Makar Sankranti?

While Lohri is not marked as a bank holiday, Makar Sankranti is recognized as a holiday in select states. Banks will remain closed on January 14 in locations including Ahmedabad, Bengaluru, Bhubaneswar, Chennai, Gangtok, Guwahati, Hyderabad (both Andhra Pradesh and Telangana), Itanagar, Kanpur, and Lucknow for Makar Sankranti, Uttarayana Punyakala, Pongal, Maghe Sankranti, Magh Bihu, and the Birthday of Hazarat Ali.

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January 2025 Bank Holidays: Full List

This month features 13 holidays, combining weekend offs and state-specific festivals. Here’s the complete schedule:

1. January 1: New Year’s Day/Loosong/Namsoong
   (Banks closed in Aizawl, Chennai, Gangtok, Imphal, Itanagar, Kohima, Kolkata, Shillong)
2. January 2: Loosong/Namsoong/New Year Celebration
   (Banks closed in Aizawl, Gangtok)
3. January 5: Sunday
4. January 6: Sri Guru Gobind Singh’s Birthday
   (Banks closed in Chandigarh)
5. January 11: Missionary Day/Imoinu Iratpa (Second Saturday)
   (Banks closed in Imphal, Aizawl)
6. January 12: Sunday
7. January 14: Makar Sankranti/Uttarayana Punyakala/Pongal/Maghe Sankranti/Magh Bihu/Birthday of Hazarat Ali
   (Banks closed in Ahmedabad, Bengaluru, Bhubaneswar, Chennai, Gangtok, Guwahati, Hyderabad, Itanagar, Kanpur, Lucknow)
8. January 15: Thiruvalluvar Day
   (Banks closed in Chennai)
9. January 16: Uzhavar Thirunal
   (Banks closed in Chennai)
10. January 19: Sunday
11. January 23: Birthday of Netaji Subhas Chandra Bose/Vir Surendrasai Jayanti
    (Banks closed in Agartala, Bhubaneswar, Kolkata)
12. January 25: Fourth Saturday
13. January 26: Sunday, Republic Day

ATMs and Online Banking During Bank Holidays

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Even on holidays, ATM services, mobile banking apps, and online banking portals remain operational. This ensures cash withdrawals and digital transactions are accessible at all times, barring specific technical disruptions.

RBI Guidelines on Bank Holidays

The Reserve Bank of India (RBI) annually releases a detailed calendar under the Negotiable Instruments Act, covering both national and regional holidays. These holidays are determined based on cultural, religious, and operational factors, ensuring flexibility for state-specific observances.

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Bank Holidays 2025, Makar Sankranti Holidays, Lohri Bank Closures, RBI Holiday Calendar, ATM and Online Banking, January Holidays India