UPI Rules Have Change From 1 August- Read For Full List of Changes

Some new improvements in rules have been made by the National Payments Corporation of India (NPCI)  for UPI that kick in from August 1, 2025

New Delhi, August 2, 2025: UPI Rule Change: The National Payments Corporation of India (NPCI) is implementing a few new UPI rule changes from 1 August.

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These changes have been done to improve how the system works. If you are someone who uses the UPI services like PhonePe, Google Pay and Paytm frequently, then you must know about these changes.

1. You will not be able to check your bank balance on your PhonePe, Google Pay and other apps for an unlimited number of times. The NPCI has set the UPI bank balance check limit at 50.

2. Another new UPI rule that has kicked in is that you will be able to see the available account balance after each UPI transaction.

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3. The New UPI Rules also include processing scheduled bill payments during fixed hours. This has been done to ease the burden on the daily UPI transactions. Auto payments to merchants or scheduled OTT platforms will now be done before 10 am or after 9:30 pm — during non-peak hours.

4. From August 1 onwards, UPI users will not be able to retrieve information related to their bank accounts linked to their mobile devices for more than 25 times.

5. Another UPI new rule says that users will be able to check the status of a pending transaction only three times. Additionally, UPI users will only be able to check the status after a gap of 90 seconds between each check.

The new UPI rules from 1 August will apply to all users across all platforms including PhonePe, GPay and Paytm.