Banks remain open across India on first Saturday of the month, except in J&K where Guru Hargobind Ji’s birth anniversary is observed
July-5, 2025: If you’re wondering whether banks are open or closed today—Saturday, July 5, 2025—the answer depends on your location. Banks across Jammu and Kashmir will remain closed today to mark the birth anniversary of Guru Hargobind Ji, the sixth Sikh Guru. Elsewhere in India, banks will remain open, since today is the first Saturday of the month, and only the second and fourth Saturdays are designated as bank holidays under RBI norms.
Why are banks closed in J&K today?
Guru Hargobind Ji, known for introducing the concept of Miri-Piri (spiritual and temporal authority), is a revered figure in Sikhism. His birthday is celebrated with religious gatherings and processions, and banks in Jammu and Srinagar observe a holiday on this occasion.
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When do banks typically remain closed?
Banks remain closed every Sunday and on the second and fourth Saturdays each month. Holidays beyond this are determined by national, state, and religious observances, as listed in the RBI’s bank holiday calendar, which varies by region.
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Upcoming Bank Holidays in July 2025 (Region-wise):
- July 6 (Sunday): Nationwide closure
- July 12 (Second Saturday): Nationwide closure
- July 13 (Sunday): Nationwide closure
- July 14 (Monday): Banks closed in Meghalaya for Beh Deinkhlam
- July 16 (Wednesday): Closure in Dehradun for Harela
- July 17 (Thursday): Banks shut in Shillong for U Tirot Singh’s Death Anniversary
- July 19 (Saturday): Closure in Agartala for Ker Puja
- July 28 (Monday): Closure in Gangtok for Drukpa Tshe-zi
Online Banking Still Active
While physical bank branches may be closed in select regions, online banking services remain fully operational across the country. Customers can continue to access UPI, mobile banking, net banking, fund transfers, and other digital services without interruption.
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