A State Bank of India Scale 3 Manager's Form 16 showing an annual gross salary of Rs 35.24 lakh has ignited discussion on social media, with many highlighting that one-time benefits, taxes and deductions significantly reduce the monthly take-home income.
With rising living costs and longer life expectancy, retirement planning has become more important than ever. While market fluctuations often attract attention, financial experts say the biggest threat to retirement savings is often emotional decision-making. Fear during market downturns and overconfidence during rallies can lead investors to buy high and sell low, damaging long-term wealth creation.
