The global artificial intelligence (AI) boom has propelled stock markets in the US, South Korea, Taiwan, and Japan to unprecedented record highs. Driven by an insatiable investor appetite for large language model (LLM) developers, semiconductor giants, and chip manufacturers, the rally has taken a highly speculative turn as market participants increasingly turn to leverage to maximize their returns.
With rising living costs and longer life expectancy, retirement planning has become more important than ever. While market fluctuations often attract attention, financial experts say the biggest threat to retirement savings is often emotional decision-making. Fear during market downturns and overconfidence during rallies can lead investors to buy high and sell low, damaging long-term wealth creation.
