Government's proposed EPFO reforms promise faster, paperless withdrawals through UPI and ATM-like services, but financial experts warn against frequent withdrawals that could weaken long-term retirement security.
With rising living costs and longer life expectancy, retirement planning has become more important than ever. While market fluctuations often attract attention, financial experts say the biggest threat to retirement savings is often emotional decision-making. Fear during market downturns and overconfidence during rallies can lead investors to buy high and sell low, damaging long-term wealth creation.
